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Company solvency report in as little as 60 seconds

Équipe RocketFinJune 1, 20266 min read

You need to assess the solvency of a company before signing a contract, granting credit, or triggering financing. The question comes up every time: how to get a reliable solvency report quickly?

RocketFin produces a solvency report on French companies. Here is what it contains, how to request it, and how it differs from standard sources.

What is a company solvency report?

A company solvency report assesses a company's ability to meet its financial commitments in the short and medium term. It goes beyond a score: it cross-references multiple data sources to produce a complete view of the risk.

Key information in a good solvency report includes:

  • 0-100 solvency score and recommended credit limit
  • Legal data: directors, legal status, ongoing proceedings
  • Financial data: revenue, net income, debt, equity
  • Behavioral signals: supplier payment delays, cash flows
  • Recent alerts: pledges, management changes, official proceedings

Why standard free sources are not enough

Public registry sites: raw data without interpretation

These platforms give access to public legal and accounting information. Useful for verifying a company exists or consulting filed balance sheets. But they produce no risk score, don't cross-reference data, and don't flag behavioral alerts.

Balance sheet data published 12 to 18 months late

In 2026, you're consulting 2024 balance sheets at best. For an SME whose situation evolved in 2025, you're working with stale data. A recent bank statement has far more predictive value.

Credit bureau scores: designed for large companies

Coface, Altares, Creditsafe calibrate their models on companies with complete accounting histories. For micro-enterprises, SMEs, and young companies, the score is often unavailable or unreliable.

What the RocketFin report contains

The RocketFin solvency report analyses the company across 4 dimensions in as little as 60 seconds:

1. Overall solvency score

A score out of 100 with the associated risk level (low, moderate, high, critical). This score integrates over 100 data points from 10 different sources.

2. Legal and governance data

Current directors and change history, legal status, share capital, creation date, and recent official alerts (pledges, proceedings).

3. Synthetic financial analysis

Revenue, profit, debt, equity — with sector comparison. If the company has no public balance sheet, uploading a tax return by drag-and-drop is sufficient.

4. Behavioral alert signals

Supplier payment delays, management rotation, cash tensions detected in bank statements. These signals are the most predictive for short-term decisions.

How to request a solvency report

Start with a short call with our team:

  1. Book a 20-minute call: https://meetings-eu1.hubspot.com/team-rocketfin
  2. Tell us which companies you want to assess (SIREN number or company name)
  3. We run the analysis together and walk you through the report

The report is immediately actionable: designed for credit teams, finance departments, and commercial teams who need a fast decision.

Who is this report useful for?

Leasing and asset finance companies

Before signing a financial lease agreement, assessing lessee solvency is essential. Our report identifies at-risk lessees before signing, not after 3 months of instruction.

B2B BNPL fintechs

Scoring at onboarding is the key to a profitable BNPL model. The RocketFin report integrates directly into your onboarding flow via API.

Commercial teams and credit managers

Before offering payment terms to a new client, as little as 60 seconds of analysis can prevent months of chasing payments.

What the platform adds

Beyond the report itself, the platform offers:

  • Configurable email alerts, set up with you to your criteria
  • Evaluation history access
  • API integration into your systems (CRM, LOS, leasing platform)
  • Custom reports with your own scoring criteria
  • Explainable PDF report with full decision traceability

Conclusion

A solvency report can be ready in as little as 60 seconds. RocketFin cross-references financial statements, bank statements, legal and public data available in France.

To see the report on your own cases, book a call with our team.

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