Score Your SME Clients with AI
Transform your B2B credit assessment with our artificial intelligence solution. Our advanced scoring API automates solvency analysis of your SME clients by analyzing their financial statements and providing accurate credit scores in real-time. Designed for financial institutions, insurers, and B2B companies, our platform combines financial expertise and technological innovation for faster, more reliable, and more secure credit decisions.
Use Cases: Who Uses Our Credit Scoring Solution?
Our solution adapts to each sector's needs to optimize your SME client assessment
Banks & Financial Institutions
Automation of SME credit decisions
- Automated SME financial statement analysis
- Real-time scoring via API
- Reduced processing times
- Banking regulatory compliance
Indicative Impact Example — Regional Bank:
Indicative data, variable according to usage context and validation by study.
Fintech & Neobanks
Native integration into your applications
- High-performance RESTful API
- Real-time webhooks
- Instant SME scoring
- Complete developer documentation
Insurers & Insurtech
SME client risk assessment
- Pre-underwriting solvency analysis
- AI-based dynamic pricing
- Continuous monitoring of insured parties
- Reduction of bad debt claims
Dynamic Credit Insurance Pricing:
Indicative data, variable according to usage context and validation by study.
Certified Accountants
Enhanced financial advisory for SME clients
- Automatic client financial statement analysis
- Detailed solvency reports
- Improvement recommendations
- White-label interface available
Tech SMEs & SaaS
B2B prospect assessment
- Prospect scoring before signing
- Native CRM integration
- Reduction of B2B bad debts
- Workflow automation
Funding Platforms
Marketplace lending and crowdfunding
- Automated application assessment
- Investor-SME matching
- Score transparency
- Post-funding monitoring
Why Choose AI Credit Scoring?
Artificial intelligence transforms SME solvency assessment with tangible benefits
AI Benefits for SMEs
Complete Automated Analysis
Specialized AI agents automatically analyze SME financial statements, financial data and market signals
Speed of Execution
SME solvency score available quickly via API, compared to several weeks with traditional methods
Cost Optimization
Significant cost reduction per analysis compared to traditional manual methods
Multiple Data Sources
Combined analysis: financial statements + external data + alternative signals
Objectivity and Consistency
Elimination of human bias, decisions based on data analysis
Traditional Methods Challenges
Time-Consuming Manual Process
Manual examination of SME financial statements by analysts, long and laborious process
Extended Processing Times
Several weeks required for a complete SME credit decision
Significant Resources
Mobilization of analyst teams, high cost per file
Limited Historical Data
Analysis based mainly on historical financial statements
Human Variability
Subjectivity in assessment, risk of inconsistencies between analysts
Test Our AI Solution for Free
Discover how our AI credit scoring can transform your SME solvency analysis. Join our waitlist to be among the first to access our revolutionary solution.
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AI Credit Scoring for SMEs FAQ
Answers to frequently asked questions about our SME solvency assessment solution