In a B2B world where decision speed has become a competitive advantage, the credit scoring API is the essential tool to automate prospect and customer evaluation. No more lengthy manual analyses prone to bias: an API allows you to directly plug scoring into your workflows, from onboarding to periodic re-scoring.
Get in Touch with UsAn API (Application Programming Interface) is a gateway that allows your systems (CRM, ERP, e-commerce platform) to communicate automatically with a scoring engine.
Secure authentication via API key (Authorization: Bearer header).
Submit a scoring request (e.g., company information, bank statements, balance sheets).
Instant response containing: a score, default probability, recommendation (accept, reject, request guarantees).
All within seconds, without human intervention.
Near-instant decision for a prospect or customer.
Process hundreds or thousands of requests without overburdening teams.
Same criteria applied to all decisions, less arbitrariness.
Plugs into your existing tools (CRM, ERP, SaaS platforms).
Automatic score updates with every data change.
Verify new customer solvency at the time of signing.
Dynamically adjust authorized exposures.
Trigger a notification if a customer's score drops sharply.
Prioritize follow-up actions based on predicted risk.
Secure factoring, leasing, or credit insurance operations.
Integration via API key (Authorization: Bearer).
Company information + available sources (banking, accounting, legal).
Application of scoring models (statistical, ML, graphs).
Score + decision + textual justification.
A salesperson enters a prospect into the CRM.
The CRM calls the RocketFin API.
The score and recommendation are displayed instantly.
The decision is recorded and a credit limit is proposed.
A scoring API must meet strict standards:
Flow encryption (HTTPS, TLS 1.2+).
Secure hosting in France with Scaleway (ISO 27001 certified infrastructure). RocketFin ISO 27001 certification expected end of 2026.
Consent management and access rights.
Call logs, model versions, decision audits.
Integrating a credit scoring API typically involves 3 steps: authentication via API key (Authorization: Bearer header), REST endpoint configuration, and integration of the response (score, recommendation, PDF report) into your tools. Self-serve API key; support available.
A modern scoring API delivers a full analysis in 60 seconds, aggregating 100+ data points across 4 sources (accounting, banking, legal, extra-financial). RocketFin's analysis pipeline completes in 60 seconds end-to-end, enabling integration into onboarding and decision flows.
Absolutely. We provide a sandbox environment with fictitious data to validate technical integration.
Yes, our API uses TLS 1.3 encryption, multi-level authentication, and fully complies with GDPR. Data is hosted in Europe with Scaleway (ISO 27001 certified infrastructure). RocketFin's ISO 27001 certification is expected end of 2026, with complete traceability of access and processing.
The API accepts standard JSON formats with company data (registration number, name), financial data (balance sheets, bank flows), and behavioral data (payment history). Complete documentation with examples is available to facilitate integration.
Yes. Re-run a score at any time, for example before raising a credit limit or renewing a contract, and compare it with the previous one.
Yes, our API adapts to all usage volumes. No contractual minimum imposed, transparent usage-based pricing, and identical technical support regardless of company size. Ideal for SMEs looking to professionalize their credit risk management.
Discover comprehensive methods to implement effective financial scoring.
Learn to assess credit risk with our expert methods.
Discover our financial scoring software to automate your decisions.
Use our software to effectively reduce your B2B bad debt.
Adopting a credit scoring API allows B2B companies to gain speed, rigor, and security. By integrating this engine directly into your processes, you transform credit risk management into a growth and trust lever.
Get in Touch with Us