In a B2B world where decision speed has become a competitive advantage, the credit scoring API is the essential tool to automate prospect and customer evaluation. No more lengthy manual analyses prone to bias: an API allows you to directly plug scoring into your workflows, from onboarding to continuous monitoring.
Get in Touch with UsAn API (Application Programming Interface) is a gateway that allows your systems (CRM, ERP, e-commerce platform) to communicate in real-time with a scoring engine.
Secure authentication via API key or OAuth.
Submit a scoring request (e.g., company information, bank statements, balance sheets).
Instant response containing: a score, default probability, recommendation (accept, reject, request guarantees).
All within seconds, without human intervention.
Near-instant decision for a prospect or customer.
Process hundreds or thousands of requests without overburdening teams.
Same criteria applied to all decisions, less arbitrariness.
Plugs into your existing tools (CRM, ERP, SaaS platforms).
Automatic score updates with every data change.
Verify new customer solvency at the time of signing.
Dynamically adjust authorized exposures.
Trigger a notification if a customer's score drops sharply.
Prioritize follow-up actions based on predicted risk.
Secure factoring, leasing, or credit insurance operations.
Integration via API key or OAuth2.
Company information + available sources (banking, accounting, legal).
Application of scoring models (statistical, ML, graphs).
Score + decision + textual justification.
A salesperson enters a prospect into the CRM.
The CRM calls the RocketFin API.
The score and recommendation are displayed instantly.
The decision is recorded and a credit limit is proposed.
A scoring API must meet strict standards:
Flow encryption (HTTPS, TLS 1.2+).
Secure hosting in compliant datacenters (ISO 27001, SOC2).
Consent management and access rights.
Call logs, model versions, decision audits.
Integrating a credit scoring API typically involves 3 steps: authentication via API key or OAuth, REST endpoint configuration, and webhooks setup for real-time alerts. Most integrations are operational within 1-2 weeks with our dedicated technical support.
A modern scoring API offers response times between 200ms and 3 seconds depending on analysis complexity. RocketFin guarantees responses under 3 seconds for 99% of queries, enabling smooth integration into your customer onboarding processes.
Absolutely. We provide a sandbox environment with fictitious data to validate technical integration. Also enjoy a 14-day free trial with 5 analysis credits to test the API in your real business context.
Yes, our API uses TLS 1.3 encryption, multi-level authentication, and fully complies with GDPR. Data is hosted in ISO 27001 and SOC2 certified datacenters, with complete traceability of access and processing.
The API accepts standard JSON formats with company data (registration number, name), financial data (balance sheets, bank flows), and behavioral data (payment history). Complete documentation with examples is available to facilitate integration.
The API offers configurable webhooks to instantly notify your teams of score changes or critical events (insolvency proceedings, payment incidents). These alerts enable proactive customer risk management.
Yes, our API adapts to all usage volumes. No contractual minimum imposed, transparent usage-based pricing, and identical technical support regardless of company size. Ideal for SMEs looking to professionalize their credit risk management.
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Adopting a credit scoring API allows B2B companies to gain speed, rigor, and security. By integrating this engine directly into your processes, you transform credit risk management into a growth and trust lever.
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