Instant Credit Decisions

Automate creditworthiness assessments with AI. Analyze entrepreneurs and SMEs in as little as 60 seconds. Reduce risk. Grow with confidence.

Trusted by

Lenbox - RocketFin client using our credit scoring solution

Today's Challenges

  • •Manual processes: Credit assessments taking days instead of hours
  • •Incomplete data: Insufficient history for new entrepreneurs
  • •Inconsistent decisions: Variability depending on the evaluator
  • •Poor capital allocation: Promising files rejected by mistake
  • •High costs: Human resources over-mobilized

The RocketFin Solution

  • ✓Fast scoring: Complete analysis in as little as 60 seconds
  • ✓Behavioral analysis: Cross-reference multiple data sources
  • ✓Objective evaluation: Consistent and auditable algorithms
  • ✓Hidden risk detection: Spot patterns before crisis
  • ✓Complete automation: Free your teams for complex cases

Use Cases by Institution Type

Accelerate SME Credit Approval

Automate short-term financing requests. Win against fintech competitors.

Scale Volume Without Growing Your Team

Handle more applications with the same resources. Automated scoring filters at-risk files. Your experts focus on value-add.

B2B Banking

Offer instant credit to your business clients. Transform competitive advantage into lasting customer loyalty.

Specialized Credit Institutions

Tailor scoring to your niche (factoring, leasing). Control risk while expanding portfolio.

"Pre-qualification of our financing files got 40% faster. RocketFin gives back the time we reinvest on the deals that matter."

👤

Secourou BA

Broker at Yooliz

Benefits for Your Institution

Decision Speed

From days to seconds. Transform response time into commercial advantage.

Risk Reduction

Detect default patterns before they happen. Protect your portfolio.

Margin Growth

Optimize your acceptance rate. Approve good files, reject true risks.

Frequently Asked Questions

How does RocketFin integrate with our existing systems?

RocketFin integrates via a documented REST API, called with your API key (no native connector). Your API key is generated instantly in your RocketFin dashboard; integration time depends on your tech team. Contact us to plan a pilot.

How is the SME score calculated?

Each score is calculated on 100+ data points in 4 blocks: accounting, banking, legal, extra-financial.

Is our data secure?

Full GDPR compliance. Hosting in France (Scaleway). Encrypted communications (HTTPS/TLS).

What is the production timeline?

Your API key is generated instantly in your RocketFin dashboard. Integration time then depends on your tech team. Contact us to plan a pilot.

Why RocketFin Credit Scoring for Banks and Fintech?

Banks, neobanks and fintechs face critical challenges: processing thousands of daily credit applications, performing reliable business solvency analysis for micro-businesses and SMEs without sufficient banking history, and complying with increasingly strict regulatory requirements. Traditional tools like classic credit bureaus struggle to provide accurate and instant assessments for this rapidly growing market segment.

Manual B2B credit risk management processes slow down customer acceptance and generate high operational costs. Generic scores fail to capture the economic reality of entrepreneurs and VSEs/SMEs, resulting in either too high a rejection rate (revenue loss) or too lax acceptance (increased defaults).

RocketFin transforms credit risk assessment through a scoring API with results in as little as 60 seconds powered by artificial intelligence. Our business solvency analysis solution analyzes more than 100 data points (accounting, banking, legal, extra-financial) thanks to our multi-source analysis process to generate a precise solvency score in as little as 60 seconds. Direct integration into your credit origination workflows.

From 60 s
complete analysis max
PDF
explainable report
+100
data points analyzed

Ready to Transform your Credit Process?

Automate your credit decisions with an explainable 0-100 score in as little as 60 seconds.

Request a Demo