Creditsafe is recognised for its international coverage and standardised reports. For teams scoring French VSEs/SMEs and needing an instant decision on fresh data — particularly Open Banking — the approaches differ on several key points.
Creditsafe is a global provider of business credit reports and commercial information, present in over 160 countries. Its platform offers standardised credit reports, risk scores and company data sourced from public registries and partner sources.
RocketFin is built for teams that need a decision in under 30 seconds, on fresh data (Open Banking + up-to-date financials), with an explainable score compliant with the EU AI Act. If you are evaluating Creditsafe, this factual comparison gives you the elements to decide based on your constraints.
| Criterion | RocketFin | Creditsafe |
|---|---|---|
| Scoring response time | < 30 seconds | Report available in seconds to minutes depending on sources |
| Bank statement analysis (Open Banking or OCR) | Yes — Open Banking + physical document OCR | Not offered |
| EU AI Act compliance (native explainability) | Yes — auditable score | Not publicly documented |
| French hosting (data sovereignty) | Yes — Scaleway | International hosting (UK/EU), exact location not published |
| Real-time REST API | Yes — integration < 4h | API available |
| White-label / rebranded webapp | Yes — only provider on this criterion | Not publicly documented |
| International coverage | France + Europe (FR priority) | 160+ countries |
| Physical document OCR + documentary fraud filter | Yes — built into the engine | Not offered |
Comparison based on publicly available information. RocketFin data verified.
30-second analysis on fresh data: Open Banking + up-to-date financials, not a report that is 18 months old.
Explainable and auditable solvency score 0-100 — every factor is justified, EU AI Act compliant.
100% France hosting (Scaleway) — your data never leaves French territory.
Real-time REST API integrable in under 4 hours, Python / JS / PHP SDKs.
White-label: the only provider offering a fully rebranded web app or API embedded directly in your business tool.
Integrated OCR reading of physical documents — statements, paper balance sheets — with documentary fraud filter built into the scoring engine. Unique on the market.
Ability to score companies with limited accounting history (young structures, SMEs without a complete balance sheet) by cross-referencing 4 complementary sources.
Request a demo on your own files — no commitment, scoring in 30 seconds.
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