In a B2B world where speed of decision-making has become a competitive advantage, the credit scoring API is the essential tool for automating the evaluation of prospects and customers. Gone are the lengthy and biased manual analyses: an API allows you to directly plug scoring into your workflows, from onboarding to continuous monitoring.
👉 Join the waiting listAn API (Application Programming Interface) is a gateway that allows your systems (CRM, ERP, e-commerce platform) to communicate in real time with a scoring engine.
Secure authentication via API key or OAuth.
Submission of a scoring request (e.g., information on a company, bank statements, balance sheets).
Instant response containing: a score, a probability of default, a recommendation (accept, refuse, request guarantees).
👉 All in a matter of seconds, without human intervention.
Near-instant decision-making for prospects or clients.
Process hundreds or thousands of requests without overloading teams.
Apply the same criteria to all decisions, reducing arbitrariness.
Integrates seamlessly into your existing tools (CRM, ERP, SaaS platforms).
Automatic score updates whenever data changes.
Verify a new client's solvency at the time of signing.
Dynamically adjust authorized outstanding amounts.
Trigger a notification if a client's score drops sharply.
Prioritize collection actions based on predicted risk.
Secure factoring, leasing, or credit insurance operations.
Integration via API key or OAuth2.
Company information + available sources (banking, accounting, legal).
Application of scoring models (statistics, ML, graphs).
Score + decision + textual justification.
A sales representative enters a prospect into the CRM.
The CRM calls the RocketFin API.
The score and recommendation are displayed instantly.
The decision is recorded, and a credit limit is proposed.
A scoring API must adhere to strict standards:
Flow encryption (HTTPS, TLS 1.2+).
Secure hosting in compliant data centers (ISO 27001, SOC2).
Consent and access rights management.
Call logs, model versioning, decision audit trails.
Integrating a credit scoring API generally involves 3 steps: authentication via API key or OAuth, configuration of REST endpoints, and implementation of webhooks for real-time alerts. Most integrations are operational within 1-2 weeks with our dedicated technical support.
A modern scoring API offers response times from 200ms to 3 seconds depending on the complexity of the analysis. RocketFin guarantees responses under 3 seconds for 99% of requests, allowing seamless integration into your customer onboarding processes.
Absolutely. We offer a sandbox environment with fictitious data to validate the technical integration. Also, take advantage of a 14-day free trial with 5 analysis credits to test the API in your real business context.
Yes, our API uses TLS 1.3 encryption, multi-level authentication, and fully complies with GDPR. The data is hosted in ISO 27001 and SOC2 certified data centers, with complete traceability of access and processing.
The API accepts standard JSON formats with company (SIREN, name), financial (balance sheets, bank flows) and behavioral (payment history) data. Complete documentation with examples is available to facilitate integration.
The API offers configurable webhooks to instantly notify your teams of score changes or critical events (insolvency proceedings, payment incidents). These alerts enable proactive customer risk management.
Yes, our API adapts to all usage volumes. No minimum contractual commitment, transparent usage-based pricing, and identical technical support regardless of your company size. Ideal for SMEs wishing to professionalize their credit risk management.
Explore comprehensive methods for implementing effective financial scoring.
Learn how to assess credit risk with our expert methodologies.
Discover our financial scoring software to automate your decisions.
Use our software to effectively reduce your B2B unpaid invoices.
Adopting a credit scoring API enables B2B companies to gain speed, accuracy, and security. By integrating this engine directly into your processes, you transform credit risk management into a lever for growth and trust.
👉 Join the waiting list